Home Buyers

Generational Trends for 2019 Home Buyers & Home Sellers

Posted on January 30, 2020
by Gail Spada

The NATIONAL ASSOCIATION OF REALTORS® conducts annual studies to complete their yearly Home Buyer and Seller Generational Trends Reports. Below are some of main highlights from their 2019 Report. Please note that similar data for Gen Z, born 1999 – present, was not available. (Copyright NATIONAL ASSOCIATION OF REALTORS®. Reprinted with permission) Younger Gen Y/Millennials […]

Road Map for Purchasing a Home in 2020… ARE YOU READY FOR THE RIDE?

Posted on December 5, 2019
by Gail Spada

Wouldn’t it be great if buying real estate were as easy as buying Pennsylvania Avenue, Park Place and Boardwalk in the game of MONOPOLY? Of course, the home buying process is a bit more complicated in real life! Due to historically low housing inventory levels, competition among buyers in the Tampa Bay Region of Florida […]

Winning Strategies for Sellers AND Buyers in a Seller’s Market!

Posted on November 21, 2019
by Gail Spada

Investopedia Definition of a Seller’s Market – A situation in which “demand exceeds supply”, giving sellers an advantage over buyers in price negotiations. Investopedia Definition of a Buyer’s Market – A situation in which “supply exceeds demand”, giving buyers an advantage over sellers in price negotiations. Currently, in our Hernando County Multiple List Service, “single family residential” […]

EASY TIPS to Help Your Kids Adjust to a NEW HOME!

Posted on November 7, 2019
by Gail Spada

Whether you are moving across town, across the country, down-sizing OR upgrading, the adjustment can be stressful to ALL those involved, ESPECIALLY CHILDREN. Here are some tips for helping your kids navigate the moving process, with a bit more ease! Keep it Positive – No matter what the reason is for your move, speak positively […]

Are You Ready to Buy Your FUN in the SUN Vacation Home?

Posted on September 26, 2019
by Gail Spada

HOW EXCITING!!! You’ve decided the “Time is Right” for you to purchase a vacation home here in beautiful and sunny Florida! Hernando County, located along the Nature Coast, is roughly 40 minutes north of the Tampa Bay Region and offers home buyers great opportunities in both home styles and home prices! Check out our important […]

Selling & Buying a Home Simultaneously… PITFALLS to AVOID!!

Posted on September 12, 2019
by Gail Spada

If you find yourself selling your existing home and simultaneously purchasing another one, I’m sure you know that the stakes are very high! As a SELLER, you’ll want to be sure you’ve prepped and priced your home appropriately for the market. As a BUYER, if you need a mortgage for your new purchase and you […]

Budgeting Tips for Owning a Home!

Posted on June 13, 2019
by Gail Spada

Owning a home certainly means making monthly mortgage payments, BUT that’s definitely not the end of it! Soon-to-be homeowners might be surprised by how many expenses are actually involved with owning a house. Here are a few tips that ALL Soon-To-Be Homeowners should keep in mind BEFORE purchasing a house. Monthly Living Expenses: Your monthly […]

4 Creative Ways to Save for a House Down Payment!

Posted on May 30, 2019
by Gail Spada

When purchasing a home, the amount you’re able to have available for your initial down payment will be a huge factor in determining what your monthly mortgage payment will be. Check out a few creative ways to start saving for the down payment on Your Next Dream Home! Reduce current expenses – even just temporarily. […]

BUYING A HOME?? What You Need to Know about Homeowner’s Insurance!

Posted on May 16, 2019
by Gail Spada

CONGRATS… You’ve finally found the perfect home! NOW… It’s time to get rocking n’ rolling on obtaining your homeowner’s insurance. If you’re also obtaining a home loan, your lender will require that insurance is “bound” before getting to the closing table. Homeowner’s insurance protects your home and your property in case of disaster and protects […]

Applying for a Home Loan and Knowing the DO’s and DON’Ts – PART 2 of 2

Posted on March 21, 2019
by Gail Spada

DON’T apply for new credit or any deferred payment plans. This is a popular option when purchasing furniture. Even if the payments won’t start until 6 months or more down the road, these future payments will show in your credit report as debt and can affect your debt-to-income ratio and your credit score. DON’T co-sign […]